BEGIN:VCARD
VERSION:3.0
REV:2026-04-15T00:48:29Z
N;CHARSET=utf-8:Cummings;Michael;;;
FN;CHARSET=utf-8:Michael Cummings
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;816 Ocean Dr;Oxnard;CA;93035;US
END:VCARD