BEGIN:VCARD
VERSION:3.0
REV:2026-05-01T16:25:37Z
N;CHARSET=utf-8:Novogradac;Michael;;;
FN;CHARSET=utf-8:Michael Novogradac
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;246 1st St 5th Fl;San Francisco;CA;94105;US
 
END:VCARD