BEGIN:VCARD
VERSION:3.0
REV:2026-04-10T09:23:19Z
N;CHARSET=utf-8:Stephens;Monica;;;
FN;CHARSET=utf-8:Monica Stephens
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;1001 Saddleback Way;Bel Air;MD;21014;US
END:VCARD