BEGIN:VCARD
VERSION:3.0
REV:2026-04-21T13:44:27Z
N;CHARSET=utf-8:Cummins;Richard;;;
FN;CHARSET=utf-8:Richard Cummins
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;236 N Bedford Road;Chappaqua;NY;10514;US
END:VCARD