BEGIN:VCARD
VERSION:3.0
REV:2026-05-26T16:03:33Z
N;CHARSET=utf-8:Watkins;Howard;;;
FN;CHARSET=utf-8:Howard Watkins
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;Howard P Watkins CPA, 20422 Beach Blvd Ste 
 405;Huntington Beach;CA;92648;US
END:VCARD