BEGIN:VCARD
VERSION:3.0
REV:2026-10-20T10:54:28Z
N;CHARSET=utf-8:Callaghan;Terence;;;
FN;CHARSET=utf-8:Terence Callaghan
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;6016 Auburn Ave;Oakland;CA;94618;US
END:VCARD