BEGIN:VCARD
VERSION:3.0
REV:2026-10-06T18:00:08Z
N;CHARSET=utf-8:Lai;Richard;;;
FN;CHARSET=utf-8:Richard Lai
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;1053 Morris Park Ave;Bronx;NY;10461;US
URL: 
END:VCARD