BEGIN:VCARD
VERSION:3.0
REV:2026-08-30T14:10:57Z
N;CHARSET=utf-8:Payne;Michael;;;
FN;CHARSET=utf-8:Michael Payne
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;3629 Oakdale Rd;Birmingham;AL;35223;US
URL: 
END:VCARD