BEGIN:VCARD
VERSION:3.0
REV:2026-04-21T22:47:04Z
N;CHARSET=utf-8:Lloyd;Michael;;;
FN;CHARSET=utf-8:Michael Lloyd
TEL;WORK:(301) 846-4036
ADR;WORK;POSTAL;CHARSET=utf-8:;;;Frederick;MD;21701;US
URL: 
END:VCARD