BEGIN:VCARD
VERSION:3.0
REV:2026-08-01T14:19:30Z
N;CHARSET=utf-8:Toews;Joy;;;
FN;CHARSET=utf-8:Joy Toews
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;504 State Street;Annapolis;MD;21403;US
URL: 
END:VCARD