BEGIN:VCARD
VERSION:3.0
REV:2026-05-20T11:05:53Z
N;CHARSET=utf-8:Ko;Jay;;;
FN;CHARSET=utf-8:Jay Ko
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;501 Stevenson Lane;Towson;MD;21286;US
URL: 
END:VCARD