BEGIN:VCARD
VERSION:3.0
REV:2026-06-04T12:26:15Z
N;CHARSET=utf-8:Higbee;James;;;
FN;CHARSET=utf-8:James Higbee
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;101 E Chesapeake Avenue Suite 300;Towson;MD
 ;21286;US
URL: 
END:VCARD