BEGIN:VCARD
VERSION:3.0
REV:2026-05-02T04:46:16Z
N;CHARSET=utf-8:Smith;Fredric;;;
FN;CHARSET=utf-8:Fredric Smith
TEL;WORK:410-583-7900
ADR;WORK;POSTAL;CHARSET=utf-8:;;501 Washington Avenue, Suite 300;Towson;MD;
 21204;US
URL:www.grba.com
END:VCARD