BEGIN:VCARD
VERSION:3.0
REV:2026-04-10T06:37:11Z
N;CHARSET=utf-8:Kolbay;Michael;;;
FN;CHARSET=utf-8:Michael Kolbay
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;10036 Hillgreen Cir #D;Cockeysville;MD;2103
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URL: 
END:VCARD