BEGIN:VCARD
VERSION:3.0
REV:2026-05-02T06:09:20Z
N;CHARSET=utf-8:Rate Jr;Richard;;;
FN;CHARSET=utf-8:Richard Rate Jr
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;712 Clara Terrace;Bel Air;MD;21014;US
URL: 
END:VCARD