BEGIN:VCARD
VERSION:3.0
REV:2026-08-01T16:49:50Z
N;CHARSET=utf-8:Loyd;Richard;;;
FN;CHARSET=utf-8:Richard Loyd
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;19168 Warrior Brook Drive;Germantown;MD;208
 74;US
URL: 
END:VCARD