BEGIN:VCARD
VERSION:3.0
REV:2026-04-12T19:37:48Z
N;CHARSET=utf-8:Howard;Stephen;;;
FN;CHARSET=utf-8:Stephen Howard
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;9544 Doe Meadow Drive;Germantown;TN;38139;U
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URL: 
END:VCARD