BEGIN:VCARD
VERSION:3.0
REV:2026-04-11T19:18:33Z
N;CHARSET=utf-8:Phenneger;Stephen;;;
FN;CHARSET=utf-8:Stephen Phenneger
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;Pma Reinsurance Company;Philadelphia;PA;191
 03;US
URL: 
END:VCARD