BEGIN:VCARD
VERSION:3.0
REV:2026-04-23T09:30:14Z
N;CHARSET=utf-8:Kelly;Toni;;;
FN;CHARSET=utf-8:Toni Kelly
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;Mbna America Bank;Wilmington;DE;19884;US
URL: 
END:VCARD