BEGIN:VCARD
VERSION:3.0
REV:2026-04-23T12:40:54Z
N;CHARSET=utf-8:Gerard;Colleen;;;
FN;CHARSET=utf-8:Colleen Gerard
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;Mbna America Bank;Newark;DE;19713;US
URL: 
END:VCARD