BEGIN:VCARD
VERSION:3.0
REV:2026-04-11T16:18:13Z
N;CHARSET=utf-8:Urban;Richard;;;
FN;CHARSET=utf-8:Richard Urban
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;555 Gates Street;Philadelphia;PA;19128;US
URL: 
END:VCARD