BEGIN:VCARD
VERSION:3.0
REV:2026-05-02T13:32:38Z
N;CHARSET=utf-8:Ludlow;Thomas;;;
FN;CHARSET=utf-8:Thomas Ludlow
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;Bell Atlantic Credit;New York;NY;10166;US
URL: 
END:VCARD