BEGIN:VCARD
VERSION:3.0
REV:2026-04-22T13:41:43Z
N;CHARSET=utf-8:Kramer;Richard;;;
FN;CHARSET=utf-8:Richard Kramer
TEL;WORK:570-883-1966
ADR;WORK;POSTAL;CHARSET=utf-8:;;P O Box 1127;Kingston;PA;18704;US
URL:www.taxmanagementgroup.com
END:VCARD