BEGIN:VCARD
VERSION:3.0
REV:2026-05-04T03:34:26Z
N;CHARSET=utf-8:Ross;Howard;;;
FN;CHARSET=utf-8:Howard Ross
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;Arthur Andersen Llp;Philadelphia;PA;19103;U
 S
URL: 
END:VCARD