BEGIN:VCARD
VERSION:3.0
REV:2026-04-13T07:58:13Z
N;CHARSET=utf-8:Payne;Michael;;;
FN;CHARSET=utf-8:Michael Payne
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;411 S Ithan Ave;Bryn Mawr;PA;19010;US
URL: 
END:VCARD