BEGIN:VCARD
VERSION:3.0
REV:2026-05-01T19:55:37Z
N;CHARSET=utf-8:Higgins;T.;;;
FN;CHARSET=utf-8:T. Higgins
TEL;WORK:314-265-8777
ADR;WORK;POSTAL;CHARSET=utf-8:;;715 East Madison Avenue;Saint Louis;MO;6312
 2;US
END:VCARD