BEGIN:VCARD
VERSION:3.0
REV:2026-04-19T01:46:23Z
N;CHARSET=utf-8:Panagi;Steven;;;
FN;CHARSET=utf-8:Steven Panagi
TEL;WORK:201-321-2532
ADR;WORK;POSTAL;CHARSET=utf-8:;;P.O. Box 128;Closter;NJ;07624;US
END:VCARD