BEGIN:VCARD
VERSION:3.0
REV:2026-04-23T16:34:36Z
N;CHARSET=utf-8:O'Dowd;Stephen;;;
FN;CHARSET=utf-8:Stephen O'Dowd
TEL;WORK:732-566-4088
ADR;WORK;POSTAL;CHARSET=utf-8:;;54 Brookview Lane;Matawan;NJ;07747;US
END:VCARD