BEGIN:VCARD
VERSION:3.0
REV:2026-04-18T16:01:55Z
N;CHARSET=utf-8:Higgins;Richard;;;
FN;CHARSET=utf-8:Richard Higgins
TEL;WORK:303-813-5690
ADR;WORK;POSTAL;CHARSET=utf-8:;;1775 Sherman St  Suite 1350;Denver;CO;80203
 ;US
END:VCARD