BEGIN:VCARD
VERSION:3.0
REV:2026-04-12T10:42:20Z
N;CHARSET=utf-8:Howard;Nicole;;;
FN;CHARSET=utf-8:Nicole Howard
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;444 W. 47th Street, Suite 900;Kansas City;M
 O;64112;US
URL:https://www.lockton.com
END:VCARD