BEGIN:VCARD
VERSION:3.0
REV:2026-04-21T18:04:13Z
N;CHARSET=utf-8:Ratcliff;Karen;;;
FN;CHARSET=utf-8:Karen Ratcliff
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;P.O. Box 823;Polson;MT;59860;US
END:VCARD