BEGIN:VCARD
VERSION:3.0
REV:2026-04-05T18:58:47Z
N;CHARSET=utf-8:Saggar;Jyoti;;;
FN;CHARSET=utf-8:Jyoti Saggar
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;95 Overhill Road;Summit;NJ;07901;US
END:VCARD