BEGIN:VCARD
VERSION:3.0
REV:2026-06-06T06:48:03Z
N;CHARSET=utf-8:Kramer;Paul;;;
FN;CHARSET=utf-8:Paul Kramer
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;Arthur Young & Co;Red Bank;NJ;07701;US
END:VCARD