BEGIN:VCARD
VERSION:3.0
REV:2026-08-24T06:53:59Z
N;CHARSET=utf-8:Loyd;Richard;;;
FN;CHARSET=utf-8:Richard Loyd
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;19168 Warrior Brook Dr;Germantown;MD;20874;
 US
END:VCARD