BEGIN:VCARD
VERSION:3.0
REV:2026-04-23T10:42:34Z
N;CHARSET=utf-8:Murray;Ronald;;;
FN;CHARSET=utf-8:Ronald Murray
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;Lybrand Ross Bros & Montgomery;New York;NY;
 10004;US
END:VCARD