BEGIN:VCARD
VERSION:3.0
REV:2026-04-26T18:10:57Z
N;CHARSET=utf-8:Zapalac;Margaret;;;
FN;CHARSET=utf-8:Margaret Zapalac
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;University Risk & Compliance, 1280 Tamu;Col
 lege Station;TX;77843;US
END:VCARD