BEGIN:VCARD
VERSION:3.0
REV:2026-10-20T17:45:54Z
N;CHARSET=utf-8:Cowen;Frederick;;;
FN;CHARSET=utf-8:Frederick Cowen
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;2208 Wickham Cir;Carrollton;TX;75007;US
END:VCARD