BEGIN:VCARD
VERSION:3.0
REV:2026-08-29T13:43:13Z
N;CHARSET=utf-8:Payne;Jeffrey;;;
FN;CHARSET=utf-8:Jeffrey Payne
TEL;WORK:
ADR;WORK;POSTAL;CHARSET=utf-8:;;454 East Swan Ridge Circle;Memphis;TN;38122
 ;US
END:VCARD