Does Medicare cover Long Term Care insurance ?
Answer:
Generally not. Medicare only covers medically necessary care under Hospital Insurance Part A, and medical insurance under Part B. Long-term care is custodial care given at home or in a nursing home for people with chronic disabilities or lengthy illnesses. Private insurance companies sell long-term care insurance policies. For more information on long-term care insurance, speak to your local CPA or get a copy of "A Shopper's Guide to Long-Term Care Insurance" from the National Association of Insurance Commissioners at 120 W. 12th Street, Suite 1100, Kansas City, MO 64105-1925
