What health benefits must my employer provide if I am 65 or older and still working?
Answer:
Employers with 20 or more employees must offer the same benefits, including health benefits under the same conditions, to current or active employees age 65 and over as they offer to younger employees. If they offer coverage to spouses, they must offer the same coverage to spouses age 65 and over that they offer to spouses under 65. If your employer's or employer group's health coverage does not follow this rule, call your regional office of the Health Care Financing Administration (HCFA)