The National Directory of
Certified Public Accountants

Ask A CPA - Retirement Planning

1. Active participant - retirement plan designation

2. Are my estate planning fees deductible?

3. Are the trustee fees that I pay to manage my IRA deductible?

4. Can I elect to use averaging on my current year lump-sum distribution?

5. Can I leave my retirement funds with the company I left when I changed to another job?

6. Deadline to set up Retirement Plan

7. Do I pay capital gains on my IRA account distribution ?

8. Does Medicare cover Long Term care insurance ?

9. Have the Pension Plan Limits increased in 2013?

10. How do I apply for Medicare?

11. How do I contact Medicare ?

12. How do I enroll in Medicare ?

13. How much is my social security benefits reduced if I am younger than 65 and earn wages ?

14. I'm a government worker and am thinking about retiring. I have contributed to a 457 Plan and want to know what my options are for taking this money?

15. If I am eligible for Social Security Disability benefits , am I also eligible for Medicare benefits ?

16. In relation to retirement, what is a Defined benefit plan?

17. Is a 457 withdrawal prior to turning age 59 1/2 subject to the 10% early withdrawal penalty ?

18. Is Form 2031 the form an exempted minister uses to re-elect social security coverage ?

19. Is my spouse entitled to a share of my 401(k) retirement account when I get divorced?

20. Is there a listing available for choosing a nursing home ?

21. Is there a mandatory minimum withholding tax amount on my retirement plan distribution?

22. is there a time limit on how long I can receive social security Disability benefits ?

23. Is there a website with Roth IRA information and to calculate a Roth IRA ?

24. Minister - elects exempt from social security

25. What are some advantages of a SEP , Simplified Employee Pension Plan ?

26. What are some benefits of a Roth IRA?

27. What are some benefits of a SIMPLE plan ?

28. What are the 4 basic components of Medicare ?

29. What is a 401(K) plan ?

30. What is a 457 Plan?

31. What is a Defined Benefit plan ?

32. What is a Keogh plan ?

33. What is a Roth IRA ?

34. What is an IRA (Individual Retirement Account) ?

35. What is an IRA prohibited transaction?

36. What is Medicaid ?

37. What is the penalty rate on a SIMPLE plan withdrawal in the fist year ?

38. What is the roll-over period for a pension distribution?

39. What is the special enrollment period for Medicare?

40. When I get divorced , will I lose my Medicare coverage ?

41. When is the special enrollment period for Medicare Part B ?

42. Where can I get a list of the impairments that Social Security considers to be disabling ?

43. Who can I contact to assist me in getting my vested pension money from my past employer ?

44. Will a transfer of assets to an Inter Vivos Irrevocable Trust automatically create a 60 month period of ineligibility for Medicaid ?

45. Will I receive an annual report from my bank detailing my IRA ?

46. Will my $14,000 gift to my grandson effect my Medicaid eligibility ?

47. Will my retirement pension from my work reduce the amount of my Social Security benefit ?

If you need professional help with "Retirement Planning" or have other tax questions, we can help you find a local licensed CPA for a free, no-obligation consultation.